Building an inground pool is easily one of the most exciting home improvements you can take on, but let’s be honest, the price tag can feel like a moving target. If you’ve started gathering quotes, you’ve likely noticed they vary wildly.
Average cost of an inground pool
In-ground pool installation costs generally start around $45,000 and can exceed $100,000, with the average homeowner spending approximately $66,000. The final price depends on several factors, including the Pool type, pool material (concrete, fiberglass, or vinyl), size and design complexity, site conditions, and local permitting and labor costs.
In-Ground Pool Cost By Pool Type
Before we get into the weeds, let’s look at the starting points. These figures represent a “base” installation, which typically includes excavation, the pool structure, basic filtration, and a simple perimeter deck.
| Pool Type | Starting Price | Best For… |
| Vinyl Liner Pool | $50,000 – $70,000 | Budget-conscious builds with flexible shapes. |
| Fiberglass Pool | $60,000 – $80,000 | Quick installation and the lowest long-term maintenance. |
| Basic Concrete Pool | $70,000 – $90,000 | Custom shapes and “forever” durability. |
| Luxury Concrete Pool | $90,000 – $120,000+ | High-end finishes, automation, and custom water features. |
In-Ground Pool Cost By Size
It’s a simple equation: more water equals more money. But it’s not just the extra concrete; a larger pool requires a bigger pump, more chemicals, and more labor to dig.
- Small Pools (Approx. 10’x20’) | $65,000 – $75,000: Often called “plunge pools” or “cocktail pools,” these are perfect for urban backyards or homeowners who prioritize relaxation over hosting 30 people.
- The Upside: Lower material costs and much easier weekly pool maintenance.
- The Downside: You won’t be swimming many laps, and the “fixed costs” (permits, mobilization of heavy machinery) are the same as a big pool, so the price-per-square-foot is higher.
- Medium Pools (Approx. 15’x30’) | $75,000 – $100,000: This is the “sweet spot” for most families. It’s large enough for a game of volleyball or integrated steps and benches, but it won’t swallow your entire backyard.
- Large Pools (20’x40’ and Up) | $100,000 – $150,000+: If you want the best inground swimming pool for entertaining, this is it. These projects often cross into the six-figure range because they almost always include “extras” like tanning ledges, deep ends for diving boards, or integrated spas.
In-Ground Pool Cost by Material
How much does an inground pool cost over its lifetime? That depends on what it’s made of.
- Concrete (Gunite): This is the most premium in-ground pool option, typically costing $70,000 to $120,000+ in Florida. It offers complete design flexibility and a lifespan of 50+ years, but its porous surface requires more chemicals and resurfacing that can exceed $10,000 over time.
- Fiberglass: Fiberglass pools usually range between $50,000 and $75,000 and are known for their durability and low maintenance. The smooth, non-porous surface resists algae, making it a true set-and-forget option for homeowners.
- Vinyl: Vinyl liner pools are the most budget-friendly, with installation costs generally falling between $40,000 and $55,000. While affordable upfront, the liner needs replacement every 7–10 years, adding $5,000 to $8,000 in recurring costs.
In-Ground Pool Cost By Pool Features
When people ask cost for an inground swimming pool, they often forget the “jewelry.” These pool features for inground pool designs are what take a project from standard to spectacular:
- Water Features ($2,000 – $15,000): A simple bubbler on a sun shelf is affordable, while a natural rock waterfall with a hidden grotto can easily hit five figures.
- Lighting ($1,500 – $5,000): Modern LED systems allow you to change your pool’s color from your phone. It’s essential for safety and “wow” factor at night.
- Climate Control ($3,000 – $7,000): In many regions, a heater is the difference between using your pool for three months or six. If you live in a scorching climate, you might even look at a “chiller” to keep the water refreshing in August.
- Decking and Landscaping ($7,000 – $20,000+): Don’t forget the “dry” part of the pool. Simple pavers are functional, but natural stone or custom wood decking creates that seamless indoor-outdoor flow.
General Maintenance Costs For In-Ground Pool
You don’t just buy a pool; you “adopt” it. To keep your warranty valid and your water safe, you need to factor in how much it cost to maintain a pool.
- Professional Service: Hiring a pro for weekly pool maintenance usually runs $100 to $150 per month. They handle the chemicals, the scrubbing, and the equipment checks.
- Electricity: Those pumps need to run. Expect your power bill to jump by $30 to $70 per month depending on the efficiency of your equipment.
- Automation ($2,000 – $5,000): While it’s an upfront cost, an automated system can save you money in the long run by optimizing filtration cycles and chemical dosing.
Why Deep Blue Pool And Spa (DB Pool & Spa) is the Right Partner
Choosing the right contractor is just as important as choosing the right pool design. Deep Blue Pool And Spa (DB Pool & Spa) stands out as a trusted partner for in-ground pool projects by combining expert craftsmanship, transparent pricing, and a customer-first approach. From design consultation to final installation, their team ensures every pool is built to match your lifestyle, property layout, and long-term maintenance goals.
With hands-on experience across concrete, fiberglass, and vinyl pools, DB Pool & Spa helps homeowners make informed decisions—avoiding costly mistakes and unexpected upgrades. Their commitment to quality materials, code-compliant construction, and timely project completion makes them a reliable choice for homeowners seeking a stress-free pool-building experience and long-lasting results.
Final Thoughts
An inground pool is a significant investment, often the second largest after the home itself. While the average cost of an inground pool can be high, the “return” is measured in Saturday afternoon memories and a backyard that feels like a vacation.
Frequently Asked Questions (FAQs)
What is the average cost to build a pool in Florida?
In Florida, a standard concrete pool installation typically ranges from $60,000 to $85,000. Because the “pool season” is year-round, many homeowners opt for heaters and screen enclosures (cages), which can push the total project closer to $90,000 or $100,000.
How expensive is it to put in an inground pool?
For a turn-key project (including the pool, patio, and fence), most homeowners should budget at least $75,000. While you can find “pool-only” deals for less, the surrounding infrastructure is what usually catches people by surprise.
Is it cheaper to build a pool or buy a house with a pool?
It is almost always cheaper to buy a house that already has a pool. You usually do not pay the full amount that was used to construct the house. But with a self-assembly, it can be placed at a chosen location, fitted with state-of-the-art energy-saving devices, and comes with a complete warranty.
How much does it cost to put in a pool in AZ?
Average price of an inground pool in Arizona is around $ 55,000 to $ 80, 000. The prices are a bit lower than in the Northeast because of the high number of builders, however, the caliche (hard-packed clay/rock) of Arizona dirt may sometimes incur high excavation charges.
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